Physical Damage Truck Insurance
Physical Damage Policy Customizations
Choice Coverage® Plus
Our Choice Coverage® Plus endorsement is a bundled package that includes towing, electronic equipment coverage, rental reimbursement, emergency expenses, mechanical breakdown, and miscellaneous equipment coverage.
Choice Coverage® Plus
Our Choice Coverage® Plus endorsement is a bundled package that includes towing, electronic equipment coverage, rental reimbursement, emergency expenses, mechanical breakdown, and miscellaneous equipment coverage.
View CoverageElectronic Equipment Coverage
The Electronic Equipment coverage endorsement covers electronic equipment such as computers and other communication devices on or in a covered auto.
Electronic Equipment Coverage
The Electronic Equipment coverage endorsement covers electronic equipment such as computers and other communication devices on or in a covered auto.
View CoverageRental Reimbursement Coverage
Rental Reimbursement covers the cost of renting replacement tractors, trucks, and trailers when a loss occurs to equipment covered under your Physical Damage policy.
Rental Reimbursement Coverage
Rental Reimbursement covers the cost of renting replacement tractors, trucks, and trailers when a loss occurs to equipment covered under your Physical Damage policy.
View CoverageTrailer Interchange Coverage
Trailer Interchange coverage extends Physical Damage coverage to trailers covered under a written intermodal agreement.
Trailer Interchange Coverage
Trailer Interchange coverage extends Physical Damage coverage to trailers covered under a written intermodal agreement.
View CoverageComprehensive Coverage
Comprehensive coverage will cover a loss to a covered truck or its equipment from any cause except collision or overturn. This includes damage from a hazardous materials leak or from cargo shifting.
Comprehensive Coverage
Comprehensive coverage will cover a loss to a covered truck or its equipment from any cause except collision or overturn. This includes damage from a hazardous materials leak or from cargo shifting.
View CoverageLeased Value & Finance Value Coverage
Leased Value & Finance Value coverage covers the cost to pay off a lease or loan when the cost exceeds your unit’s actual cash value.
Leased Value & Finance Value Coverage
Leased Value & Finance Value coverage covers the cost to pay off a lease or loan when the cost exceeds your unit’s actual cash value.
View CoveragePhysical Damage Location Coverage
Physical Damage Location coverage is available if you need to apply a maximum or aggregate for all deductibles as a result of a single-covered Physical Damage loss.
Physical Damage Location Coverage
Physical Damage Location coverage is available if you need to apply a maximum or aggregate for all deductibles as a result of a single-covered Physical Damage loss.
View CoverageMechanical Breakdown Coverage
Our Choice Coverage® Plus covers towing and roadside labor due to a mechanical breakdown.
Mechanical Breakdown Coverage
Our Choice Coverage® Plus covers towing and roadside labor due to a mechanical breakdown.
View CoveragePhysical Damage Location Coverage
Great West can help you minimize single-location physical damage losses your business may face by capping your deductibles. Our trucking Physical Damage Location coverage endorsement is available if you need to apply a maximum or aggregate for all deductibles as a result of a single-covered physical damage loss. We offer this coverage endorsement by applying a per-loss deductible.
For example, 20 parked tractors and 50 parked trailers each sustain $5,000 in hail damage. If your Physical Damage policy deductible is $1,000 for each, your out-of-pocket would be $70,000. With the deductible cap created by the Physical Damage Location coverage endorsement, you can limit the deductible to $20,000, capping your loss at a more manageable level.
