Commercial Truck Insurance Coverage
Commercial Auto Liability
Commercial Auto Liability is the heart of Commercial Truck insurance coverage. This insurance for trucks is required for almost every semi truck on the road. Coverage includes bodily injury liability, property damage liability, medical payments, and Uninsured Motorist coverage. And with truck insurance coverage from Great West, know that our 24/7 claims service helps you get back on the road quickly.
Cargo Insurance Coverage
Cargo coverage is a motor carrier’s protection from financial loss due to damaged or lost cargo or freight. At Great West, we understand that the types of cargo you transport for your customers don’t always fit into a small, tidy box, so you’ll find we cover many types of cargo that other truck insurance companies exclude.
Owner Operator Insurance
Owner-Operator insurance is specifically designed to protect owner-run trucking businesses. It includes coverage for your dual responsibilities as both a motor carrier and a driver. Your Great West truck insurance policy is tailored to your risks based on whether you’re operating under lease to a motor carrier or operating under your own authority.
We can even fill gaps left by motor carrier insurance by including Cargo coverage, Equipment coverage, and Non-Trucking Use coverage in your policy. And, to make it easy, we offer Choice Coverage® Plus — all the coverage owner-operators need, bundled into one complete package.
Physical Damage Insurance
Physical Damage insurance protects your truck if it is damaged in an accident. This core commercial truck insurance helps you with the cost of getting your equipment repaired and back on the road.
Specialty Trucking Coverage
Great West offers specialty Commercial Truck insurance coverage to address the needs of specific trucking operations or cargo. This includes insurance policies tailored to cover the unique liability risks that bulk commodity carriers, freight brokers, and freight forwarders face.
Commercial General Liability
A General Liability policy for a trucking business covers customer injury on your property, customer property damage at your business, advertising injury, products and completed operations, fire legal liability on rental property, and erroneous delivery of products coverage. Great West also offers options to add Garagekeepers coverage and Employee Benefits Liability coverage.
Excess Policies
Excess Commercial Truck insurance coverage provides additional protection for your business. It kicks in when your primary coverage limits have been exhausted. Excess coverage adds an important layer of protection to shield your trucking business against catastrophic losses.
Workers Compensation
We offer a Workers Compensation policy that is focused on helping motor carriers and fleet owners protect your biggest assets — your employees and drivers. Our focus on accident reduction, claims management, and service means you have a team on your side to help you protect your employees as well as your trucking business if an injury occurs on the job. Great West also offers Occupational Accident coverage with flexible options.
